As a youngster, Frank McKlusky witnessed his stuntman father, “Madman” McKlusky, fall into a coma following a disastrous motorcycle stunt. This experience led Frank to grow up as a cautious adult who resides with his parents and constantly dons safety equipment. However, when his work partner mysteriously disappears, Frank is forced to adopt various disguises, team up with an attractive new partner, and gather proof to dismantle a major insurance fraud scheme.