Felicity continues to mourn a year after she learns that Gus’ ship was lost at sea. While attending a town meeting, she is maneuvered into excepting a position on a committee to assess the old Lloyd mansion. Upon examining the house, the committee discovers four orphans living there. Stuart McRae, a new banker, supports Felicity’s idea that the house should be converted into a fondling home. The project, along with Stuart’s affections, promises to help Felicity get over her loss of Gus.