After the family car goes missing one night, the Finnertys find themselves at an impasse: Sean is in mourning over the loss, while Claudia hopes to gain from a slightly inflated insurance claim. But when the battered remains of the car are towed to the house a few days later, it becomes clear that Lily has been covering her tracks about an ill-fated joyride — and the reason why her parents have to buy the missing parts from Eddie’s maniacal mechanic.