A shrewd yet underappreciated real estate developer from New York is given the opportunity to secure a monumental deal with an unconventional billionaire in her quaint Vermont hometown. During her visit, she finds herself in competition with a cutthroat adversary, confronts her distant Hispanic relatives, and rekindles a romance with her first love. Throughout this journey, she discovers that the real enchantment of Christmas lies in forgiveness, family, and… horses.